Today's systemic racism segment is the housing system, perhaps the biggest contributor to the racial wealth gap in the US. Red lining is "a discriminatory practice by which banks, insurance companies, etc., refuse or limit loans, mortgages, insurance, within specific geographic areas, especially inner-city neighborhoods".
Our country's history with red lining has had a lasting ripple affect that impacts almost every system we deal with: education, heath care, wealth, nutrition, crime, policing... This form of racism was built by federal and state policies and is prevalent across the country.
We're starting off with a quick overview on the history of Red Lining from NPR's Code Switch (6 minutes), followed by The Reveal podcast episode "The Red Line: Racial Disparities in Lending" that dives into modern day practices that prevent Black people from home ownership.
🔗Links:
📺Housing Segregation and Redlining in America: A Short History | NPR (6 minutes)
🎧"The Red Line: Racial Disparities in Lending" (50 minutes)
Reflection Questions (discuss with your group, join the conversation on Instagram, journal):
- What is something new you learned?
- What is something that surprised you?
- How did you feel learning about this topic?
- What can we as individuals do to combat this form of systemic racism?
If you just joined us, 👋🏼welcome! You can pick up today and follow this live through the end. After we finish Day 30, please go start from the beginning and complete the first two weeks in order.
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